Protect Yourself from Online Fraud - Phishing Scams
How to Recognize and Avoid Phishing Scams
Security Information
We strongly recommend the latest versions of the following
browsers:
Microsoft Internet Explorer
Mozilla Firefox
Google Chrome
Safari
The following features are available through HRCU Online
Banking:
Manage your accounts
View your account balances and transactions
View and download account statements
Transfer funds between your HRCU accounts
Make payments to your loans
Transfer funds to other HRCU members
Apply for a loan at your convenience and save time. Submit loan applications and supporting documents online anytime, before you meet with your loan officer to sign loan documents and reduce wait time at the credit union.
You need to be a member of the Holy Redeemer Credit Union in order to use this service.
Members will need to register with their mobile phone. Please also ensure that you update
your contact details with HRCU.
Loan officers will look at SEVERAL factors when receiving a loan application. But most important are a steady income, a good repayment history (payments ALWAYS made on time), and a good savings history over a minimum period of twelve months. Each application is approved using multiple factors, so keep in mind that no loan will be approved solely on the amount of savings you have.
Additional security will be requested for those members whose Share balance is not enough to be granted a loan on their own credit history. This is either in the form of a co-signer or a land title. Co-signers must have the cash amount available to pledge towards the loan application and must come in person with the applicant to sign in front of the loan officer who will explain the responsibility of the co-signer and the repercussions of no payment of the loan being signed for.
Online Loan Application